{"id":9627,"date":"2026-01-22T20:18:27","date_gmt":"2026-01-22T20:18:27","guid":{"rendered":"https:\/\/testv92.demowebsitelinks.com\/Harold-L-Koch\/?page_id=9627"},"modified":"2026-01-22T20:22:40","modified_gmt":"2026-01-22T20:22:40","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/testv92.demowebsitelinks.com\/Harold-L-Koch\/terms-and-conditions\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"9627\" class=\"elementor elementor-9627\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4915d6f elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default wd-section-disabled\" data-id=\"4915d6f\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0f1ab53\" data-id=\"0f1ab53\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-45fa68d elementor-widget elementor-widget-heading\" data-id=\"45fa68d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Terms and Conditions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-187b59a elementor-section-boxed elementor-section-height-default elementor-section-height-default wd-section-disabled\" data-id=\"187b59a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-10eb1c0\" data-id=\"10eb1c0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-03a04f1 elementor-widget elementor-widget-heading\" data-id=\"03a04f1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Terms and Conditions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee27852 color-scheme-inherit text-left elementor-widget elementor-widget-text-editor\" data-id=\"ee27852\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Welcome to Harold L Koch. By accessing our website, you agree to these terms. These terms and conditions govern your use of our website. By accessing and using this website, you accept and agree to be bound by these terms and conditions in full. If you disagree with these terms and conditions, you must not use our website.\u00a0<\/p><ol><li><strong> Definitions<\/strong><\/li><\/ol><p>\u201cClient,\u201d \u201cYou,\u201d \u201cYour\u201d \u2013 user accessing the website.<\/p><p>\u201cHarold L Koch,\u201d \u201cWe,\u201d \u201cUs\u201d \u2013 the website owner and service provider.<\/p><p>\u201cContent\u201d \u2013 text, images, videos, and other materials on the website.<\/p><ol start=\"2\"><li><strong> Acceptance of Terms<\/strong><\/li><\/ol><p>By using the website, you agree to these Terms, the Privacy Policy, and other posted policies.<\/p><ol start=\"3\"><li><strong> Use of the Website<\/strong><\/li><\/ol><p>You must use the website lawfully and not:<\/p><p>Engage in illegal or harmful activity.<\/p><p>Attempt unauthorized access or disruption.<\/p><p>Transmit malware or collect data from other users without consent.<\/p><ol start=\"4\"><li><strong> Intellectual Property<\/strong><\/li><\/ol><p>All website content is owned by Harold L Loch. You may use it for personal, non-commercial purposes only. No reproduction, distribution, or derivative works without consent.<\/p><ol start=\"5\"><li><strong> User-Generated Content<\/strong><\/li><\/ol><p>By submitting content (e.g., reviews or quotes), you grant Harold L Koch a worldwide, royalty-free license to use it. You warrant you have rights to submit such content.<\/p><p>\u00a0<\/p><ol start=\"6\"><li><strong> Linking to Our Website<\/strong><\/li><\/ol><p>Certain organizations may link to our website without approval if the link is not deceptive and fits the context. Contact us for other linking requests.<\/p><ol start=\"7\"><li><strong> iFrames<\/strong><\/li><\/ol><p>You may not frame or alter the website\u2019s appearance without approval.<\/p><ol start=\"8\"><li><strong> Content Liability<\/strong><\/li><\/ol><p>We are not responsible for content on other websites linking to ours.<\/p><ol start=\"9\"><li><strong> Disclaimer of Warranties<\/strong><\/li><\/ol><p>The website is provided \u201cas is\u201d without warranties. Use is at your risk.<\/p><ol start=\"10\"><li><strong> Limitation of Liability<\/strong><\/li><\/ol><p>Harold L Koch is not liable for indirect or consequential damages. Maximum liability is limited to $50.<\/p><ol start=\"11\"><li><strong> Indemnification<\/strong><\/li><\/ol><p>You agree to indemnify Harold L Koch for any claims arising from your use of the website or violation of these terms.<\/p><ol start=\"12\"><li><strong> Governing Law<\/strong><\/li><\/ol><p>These Terms are governed by the laws of the jurisdiction where Harold L Koch operates. Disputes will be resolved in the relevant courts.<\/p><ol start=\"13\"><li><strong> Modifications<\/strong><\/li><\/ol><p>We may update these Terms at any time. Continued use constitutes acceptance of changes.<\/p><ol start=\"14\"><li><strong> Entire Agreement<\/strong><\/li><\/ol><p>These Terms, along with our Privacy Policy, constitute the entire agreement regarding your use of the website.<\/p><ol start=\"15\"><li><strong> Contact Us<\/strong><\/li><\/ol><p>For questions regarding these Terms or our Privacy Policy contact us.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>About The Book About The Book How Can We Talk With Adult Children (50\u201370 Yrs. Old) About Today\u2019s Lunacy Caused<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-9627","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/testv92.demowebsitelinks.com\/Harold-L-Koch\/wp-json\/wp\/v2\/pages\/9627","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/testv92.demowebsitelinks.com\/Harold-L-Koch\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/testv92.demowebsitelinks.com\/Harold-L-Koch\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/testv92.demowebsitelinks.com\/Harold-L-Koch\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/testv92.demowebsitelinks.com\/Harold-L-Koch\/wp-json\/wp\/v2\/comments?post=9627"}],"version-history":[{"count":4,"href":"https:\/\/testv92.demowebsitelinks.com\/Harold-L-Koch\/wp-json\/wp\/v2\/pages\/9627\/revisions"}],"predecessor-version":[{"id":9636,"href":"https:\/\/testv92.demowebsitelinks.com\/Harold-L-Koch\/wp-json\/wp\/v2\/pages\/9627\/revisions\/9636"}],"wp:attachment":[{"href":"https:\/\/testv92.demowebsitelinks.com\/Harold-L-Koch\/wp-json\/wp\/v2\/media?parent=9627"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}